Joint account holder vs. authorized user
In theory, the difference between Joint Account Holder and Authorised User is quite clear. If you and your spouse are listed as joint account holders on the credit card agreement, you both are...
View ArticleNew Year’s resolution: Lower your monthly payments
By Brad Swain New Year’s is a time for big changes, getting back on track – and yet another opportunity to maximize that gym membership. No matter what your well-intentioned New Year’s resolutions may...
View ArticleDebt management plans: what you should know
With 1,797 of workers losing their jobs in the last three months of 2011 and one property being repossessed every 15 minutes, its little surprise that the demand for debt management services has peaked...
View ArticleLack of work means relying on the Bank of Mum and Dad
Are you a parent who has seen your offspring slog their way through college to get the best possible start to their working life? Or have just finished student life after toiling away to get a good...
View ArticleRepairing Your Credit While Hunting for an Apartment
Wondering what’s keeping you from landing that dream apartment you’ve had your eye on all this time? It could be your credit history. What went wrong? Maybe you have student loans that were defaulted,...
View ArticleCredit Bureau Disputes: Some Things to Know About Credit Repair Letters and...
The first thing you need to be careful not to fall into is ‘information overload’ when you are figuring out how to dispute your credit report or how to write credit dispute letters. There is a ton of...
View ArticleProtect Your Business from Lawsuits – Get Public Liability Insurance
Insurance is a risk management strategy used to protect individual or business from payment of huge sum of money for any unforeseen incidents or loss or damage. Getting insured has become very common...
View ArticleOnline payday loan direct lenders offer instant funds at your disposal
Unexpected needs in the middle of the month often affect employees because sometimes they can not get money until the next paycheck because the emergency strikes without any notice. But payday loans...
View ArticleBad Credit Car Buying
If you are trying to buy a car and you have bad credit, you need to know a few things. There is really no simple answer on how to buy a car with bad credit. Some people with bad credit will get...
View ArticleDisputing ‘Paid Off’ Collections
You have to have a copy of your credit report to know if you have collections, so make sure you get that first. You can look inside our site to find a good place to get it if you want to buy it, or you...
View ArticleWhy Building Credit History is Important
A strong credit history is crucial to your overall credit score and can be the key to unlocking other financial doors, such as low interest rates on car and house loans. Although you don’t necessarily...
View ArticleCredit Glossary
Dealing with credit card companies and other lenders can be like traveling in a foreign country. The laws aren’t completely clear, and there’s a language barrier making things even more challenging. To...
View ArticleI Successfully Changed My Own Oil
Ive officially joined the club . . . Ive literally gotten my hands dirty . . . Ive become more of a man. I have finally, after 33 years of life, changed my vehicles oil myself. And in all honesty, I...
View ArticleHow to Establish Credit
In the right hands, credit cards can be tools for financial power. The catch-22 of credit is that it takes credit history to establish credit. If you’ve never had a credit card or a loan, establishing...
View ArticleEstablishing credit history after moving to U.S. from Canada
Do you have a question about consumer credit? You may find an immediate answer by using the search engine. If you can’t find what you’re looking for, please fill out the form, being as specific as...
View ArticleWhy average credit score?
Why average credit score? The one thing I could never understand is the people fixation with average credit scores. Why would you care to know what is the average credit score in your state, in any...
View ArticleWedding Arrangements Made Easy With Wedding Loans
The moment you decide to enter into wedlock is a time of mixed emotions. The elated feeling that you have found the right partner with whom you wish to spend the rest of your life, the excitement about...
View ArticleBuying a Car: Cash vs. Financing
There are so many reasons to need a car – and many more reasons to want a car. Oh the love affair we have with our vehicles. But deciding how to pay for a new car can sometimes be as difficult as...
View ArticleBest at the Best Price: Tablet Edition
Ive finally decided to add a Tablet to my want list. Here are the specs Im interested in: a solid 10-inch tablet epic screen resolution one or two gigs of RAM (preferrably two) 1.4GHz (or higher)...
View Article4 top new action video games
The world of video games has been very action-oriented lately, with a number of strong new titles arriving. Action games focus on fast reflexes and good hand-eye coordination—and they’re usually pretty...
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